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How to Retire with Enough Money: And How to Know What...

How to Retire with Enough Money: And How to Know What Enough Is

Teresa Ghilarducci
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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--Those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works. 
Abstract: A guide that "begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen ... ideas to get current expenses under control--Amazon.com. 
Thể loại:
Năm:
2015
Nhà xuát bản:
Workman Publishing Company
Ngôn ngữ:
english
ISBN 10:
0761187111
ISBN 13:
9780761187110
File:
EPUB, 231 KB
IPFS:
CID , CID Blake2b
english, 2015
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